We are independent financial planners offering expert financial planning advice in a range of important areas.

Stuart Hart established Lucus Wealth in 2016 and is a Certified Financial Planner and Chartered Wealth Manager with experience dating back to 1997. Stuart has spent the vast majority of his financial planning career working in or alongside large accountancy practices and understands the needs of business owners, families, high earners, individuals approaching retirement and those wishing to save for a comfortable retirement.

As a former winner of the prestigious Money Management Magazine Investment Planner of the Year Stuart has a particular interest in the investment planning side of the planner role and has developed a process that ensures clients are invested according to their needs and attitude to investment risk, whilst concentrating on the efficiency of returns. Put simply this ‘efficiency of returns’ means that where risk is being taken in a portfolio, you should get the right level of return for that risk.

Recently we have been helping clients take pension benefits in the most efficient way, grappling with the thorny issues of poor annuity rates and a volatile investment market; putting in place tax efficient life assurance for company owners to ensure their families receive sufficient money to continue their lifestyle should the worst happen as well as ensuring there would be minimal detriment to the other business owners through careful succession planning; sheltering money from Inheritance Tax to ensure money flows to the correct beneficiaries efficiently; and we have been dealing with companies that need to comply with the new Automatic Enrolment pension regime by recommending and putting in place suitable schemes. However, there are many more areas of financial planning that we can help with. If you are unsure whether your circumstances require the services of a financial planner, please do contact us and we will gladly talk it through with you.

Want to know more?

To find out more or to arrange a meeting with us, please call
01923 882531, or email admin@lucuswealth.com